City Comparison

Augusta vs Lowell

Cost of Living Comparison · 2026

Augusta

Maine
89
Below Average
$250,000
Median Home
$950/mo
Median Rent
$56,200
Median Income

Lowell

Massachusetts
131
Expensive
$429,000
Median Home
$1,925/mo
Median Rent
$79,700
Median Income

The Verdict

32.1%

The cost gap between these cities is 32.1%, with Augusta being the more affordable option. A $75,000 income in Augusta has equivalent purchasing power to $110,393 in Lowell.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
72
Augusta
152
Lowell
Groceries
99
Augusta
104
Lowell
Utilities
108
Augusta
151
Lowell
Transportation
102
Augusta
108
Lowell
Healthcare
114
Augusta
118
Lowell

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $110,393 in Lowell.

Conversely, $75,000 in Lowell equals $50,954 in Augusta.

Living in Augusta vs Lowell

Housing Costs

Augusta's housing index of 72 is lower Lowell's 152, translating to median home prices of $250,000 vs $429,000. The $179,000 difference in home prices means roughly $11,640 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Augusta compared to $1,925/mo in Lowell, a monthly difference of $975.

Grocery & Food Costs

Grocery expenses index at 99 in Augusta and 104 in Lowell. A household spending the national average of $475/month on groceries would pay approximately $470/month in Augusta vs $494/month in Lowell. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Augusta and 151 in Lowell. Monthly utility bills average approximately $432 in Augusta vs $604 in Lowell. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 114 in Augusta and 118 in Lowell. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,200 in Augusta and $79,700 in Lowell. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,146 and $60,840 respectively. Augusta residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,311/month to housing in Augusta vs $1,860/month in Lowell. In Augusta, median rent of $950/mo fits within this budget. In Lowell, median rent of $1,925/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 80 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 32.1% more affordable overall with an index of 89 vs 131.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $110,393 in Lowell, based on the cost of living difference.
Augusta's housing index is 72 with median homes at $250,000, while Lowell's is 152 with median homes at $429,000.

Moving & Relocation Resources

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