City Comparison

Augusta vs Irving

Cost of Living Comparison · 2026

Augusta

Maine
89
Below Average
$250,000
Median Home
$950/mo
Median Rent
$56,200
Median Income

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

The Verdict

11.0%

The cost gap between these cities is 11.0%, with Augusta being the more affordable option. A $75,000 income in Augusta has equivalent purchasing power to $84,270 in Irving.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
72
Augusta
94
Irving
Groceries
99
Augusta
99
Irving
Utilities
108
Augusta
111
Irving
Transportation
102
Augusta
97
Irving
Healthcare
114
Augusta
103
Irving

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $84,270 in Irving.

Conversely, $75,000 in Irving equals $66,750 in Augusta.

Living in Augusta vs Irving

Housing Costs

Augusta's housing index of 72 is lower Irving's 94, translating to median home prices of $250,000 vs $318,000. The $68,000 difference in home prices means roughly $4,416 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Augusta compared to $1,350/mo in Irving, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 99 in Augusta and 99 in Irving. A household spending the national average of $475/month on groceries would pay approximately $470/month in Augusta vs $470/month in Irving. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Augusta and 111 in Irving. Monthly utility bills average approximately $432 in Augusta vs $444 in Irving. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 114 in Augusta and 103 in Irving. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,200 in Augusta and $73,400 in Irving. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,146 and $73,400 respectively. Irving residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,311/month to housing in Augusta vs $1,713/month in Irving. In Augusta, median rent of $950/mo fits within this budget. In Irving, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 22 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 11.0% more affordable overall with an index of 89 vs 100.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $84,270 in Irving, based on the cost of living difference.
Augusta's housing index is 72 with median homes at $250,000, while Irving's is 94 with median homes at $318,000.

Moving & Relocation Resources

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