City Comparison

Augusta vs Fort Smith

Cost of Living Comparison · 2026

Augusta

Maine
89
Below Average
$250,000
Median Home
$950/mo
Median Rent
$56,200
Median Income

Fort Smith

Arkansas
77
Very Affordable
$155,000
Median Home
$775/mo
Median Rent
$45,200
Median Income

The Verdict

15.6%

The cost gap between these cities is 15.6%, with Fort Smith being the more affordable option. A $75,000 income in Augusta has equivalent purchasing power to $64,888 in Fort Smith.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
72
Augusta
49
Fort Smith
Groceries
99
Augusta
92
Fort Smith
Utilities
108
Augusta
95
Fort Smith
Transportation
102
Augusta
90
Fort Smith
Healthcare
114
Augusta
88
Fort Smith

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $64,888 in Fort Smith.

Conversely, $75,000 in Fort Smith equals $86,688 in Augusta.

Living in Augusta vs Fort Smith

Housing Costs

Augusta's housing index of 72 is higher Fort Smith's 49, translating to median home prices of $250,000 vs $155,000. The $95,000 difference in home prices means roughly $6,180 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Augusta compared to $775/mo in Fort Smith, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 99 in Augusta and 92 in Fort Smith. A household spending the national average of $475/month on groceries would pay approximately $470/month in Augusta vs $437/month in Fort Smith. Fort Smith offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Augusta and 95 in Fort Smith. Monthly utility bills average approximately $432 in Augusta vs $380 in Fort Smith. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 114 in Augusta and 88 in Fort Smith. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 26-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,200 in Augusta and $45,200 in Fort Smith. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,146 and $58,701 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,311/month to housing in Augusta vs $1,055/month in Fort Smith. In Augusta, median rent of $950/mo fits within this budget. In Fort Smith, median rent of $775/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 26 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Smith is 15.6% more affordable overall with an index of 77 vs 89.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $64,888 in Fort Smith, based on the cost of living difference.
Augusta's housing index is 72 with median homes at $250,000, while Fort Smith's is 49 with median homes at $155,000.

Moving & Relocation Resources

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