Augusta vs Fort Collins
Cost of Living Comparison · 2026
Augusta
Fort Collins
The Verdict
Living in Augusta costs 23.3% less than Fort Collins. To match the purchasing power of a $75,000 salary in Augusta, you would need $97,753 in Fort Collins.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Augusta has the same purchasing power as $97,753 in Fort Collins.
Conversely, $75,000 in Fort Collins equals $57,543 in Augusta.
Living in Augusta vs Fort Collins
Housing Costs
Augusta's housing index of 72 is lower Fort Collins's 142, translating to median home prices of $250,000 vs $531,000. The $281,000 difference in home prices means roughly $18,264 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Augusta compared to $1,625/mo in Fort Collins, a monthly difference of $675.
Grocery & Food Costs
Grocery expenses index at 99 in Augusta and 100 in Fort Collins. A household spending the national average of $475/month on groceries would pay approximately $470/month in Augusta vs $475/month in Fort Collins. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 108 in Augusta and 87 in Fort Collins. Monthly utility bills average approximately $432 in Augusta vs $348 in Fort Collins. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 114 in Augusta and 97 in Fort Collins. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $56,200 in Augusta and $74,800 in Fort Collins. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,146 and $64,483 respectively. Fort Collins residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,311/month to housing in Augusta vs $1,745/month in Fort Collins. In Augusta, median rent of $950/mo fits within this budget. In Fort Collins, median rent of $1,625/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 70 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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