City Comparison

Augusta vs Concord

Cost of Living Comparison · 2026

Augusta

Maine
89
Below Average
$250,000
Median Home
$950/mo
Median Rent
$56,200
Median Income

Concord

California
147
Expensive
$680,000
Median Home
$2,350/mo
Median Rent
$109,000
Median Income

The Verdict

39.5%

The cost gap between these cities is 39.5%, with Augusta being the more affordable option. A $75,000 income in Augusta has equivalent purchasing power to $123,876 in Concord.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
72
Augusta
210
Concord
Groceries
99
Augusta
112
Concord
Utilities
108
Augusta
147
Concord
Transportation
102
Augusta
137
Concord
Healthcare
114
Augusta
121
Concord

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $123,876 in Concord.

Conversely, $75,000 in Concord equals $45,408 in Augusta.

Living in Augusta vs Concord

Housing Costs

Augusta's housing index of 72 is lower Concord's 210, translating to median home prices of $250,000 vs $680,000. The $430,000 difference in home prices means roughly $27,948 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Augusta compared to $2,350/mo in Concord, a monthly difference of $1,400.

Grocery & Food Costs

Grocery expenses index at 99 in Augusta and 112 in Concord. A household spending the national average of $475/month on groceries would pay approximately $470/month in Augusta vs $532/month in Concord. Augusta offers a meaningful advantage on everyday food costs, saving roughly $744/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Augusta and 147 in Concord. Monthly utility bills average approximately $432 in Augusta vs $588 in Concord. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 114 in Augusta and 121 in Concord. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,200 in Augusta and $109,000 in Concord. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,146 and $74,150 respectively. Concord residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,311/month to housing in Augusta vs $2,543/month in Concord. In Augusta, median rent of $950/mo fits within this budget. In Concord, median rent of $2,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 138 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 39.5% more affordable overall with an index of 89 vs 147.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $123,876 in Concord, based on the cost of living difference.
Augusta's housing index is 72 with median homes at $250,000, while Concord's is 210 with median homes at $680,000.

Moving & Relocation Resources

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