City Comparison

Augusta vs Charleston

Cost of Living Comparison · 2026

Augusta

Maine
89
Below Average
$250,000
Median Home
$950/mo
Median Rent
$56,200
Median Income

Charleston

West Virginia
85
Very Affordable
$135,000
Median Home
$850/mo
Median Rent
$42,034
Median Income

The Verdict

4.7%

The cost gap between these cities is 4.7%, with Charleston being the more affordable option. A $75,000 income in Augusta has equivalent purchasing power to $71,629 in Charleston.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
72
Augusta
62
Charleston
Groceries
99
Augusta
97
Charleston
Utilities
108
Augusta
92
Charleston
Transportation
102
Augusta
97
Charleston
Healthcare
114
Augusta
91
Charleston

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $71,629 in Charleston.

Conversely, $75,000 in Charleston equals $78,529 in Augusta.

Living in Augusta vs Charleston

Housing Costs

Augusta's housing index of 72 is higher Charleston's 62, translating to median home prices of $250,000 vs $135,000. The $115,000 difference in home prices means roughly $7,476 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Augusta compared to $850/mo in Charleston, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 99 in Augusta and 97 in Charleston. A household spending the national average of $475/month on groceries would pay approximately $470/month in Augusta vs $461/month in Charleston. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Augusta and 92 in Charleston. Monthly utility bills average approximately $432 in Augusta vs $368 in Charleston. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 114 in Augusta and 91 in Charleston. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,200 in Augusta and $42,034 in Charleston. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,146 and $49,452 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,311/month to housing in Augusta vs $981/month in Charleston. In Augusta, median rent of $950/mo fits within this budget. In Charleston, median rent of $850/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 23 index points — focus your budget analysis there.

Frequently Asked Questions

Charleston is 4.7% more affordable overall with an index of 85 vs 89.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $71,629 in Charleston, based on the cost of living difference.
Augusta's housing index is 72 with median homes at $250,000, while Charleston's is 62 with median homes at $135,000.

Moving & Relocation Resources

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