City Comparison

Augusta vs Cape Coral

Cost of Living Comparison · 2026

Augusta

Maine
89
Below Average
$250,000
Median Home
$950/mo
Median Rent
$56,200
Median Income

Cape Coral

Florida
104
Average
$365,000
Median Home
$1,700/mo
Median Rent
$78,100
Median Income

The Verdict

14.4%

Living in Augusta costs 14.4% less than Cape Coral. To match the purchasing power of a $75,000 salary in Augusta, you would need $87,640 in Cape Coral.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
72
Augusta
118
Cape Coral
Groceries
99
Augusta
104
Cape Coral
Utilities
108
Augusta
103
Cape Coral
Transportation
102
Augusta
107
Cape Coral
Healthcare
114
Augusta
111
Cape Coral

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $87,640 in Cape Coral.

Conversely, $75,000 in Cape Coral equals $64,183 in Augusta.

Living in Augusta vs Cape Coral

Housing Costs

Augusta's housing index of 72 is lower Cape Coral's 118, translating to median home prices of $250,000 vs $365,000. The $115,000 difference in home prices means roughly $7,476 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Augusta compared to $1,700/mo in Cape Coral, a monthly difference of $750.

Grocery & Food Costs

Grocery expenses index at 99 in Augusta and 104 in Cape Coral. A household spending the national average of $475/month on groceries would pay approximately $470/month in Augusta vs $494/month in Cape Coral. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Augusta and 103 in Cape Coral. Monthly utility bills average approximately $432 in Augusta vs $412 in Cape Coral. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 114 in Augusta and 111 in Cape Coral. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,200 in Augusta and $78,100 in Cape Coral. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,146 and $75,096 respectively. Cape Coral residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,311/month to housing in Augusta vs $1,822/month in Cape Coral. In Augusta, median rent of $950/mo fits within this budget. In Cape Coral, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 46 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 14.4% more affordable overall with an index of 89 vs 104.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $87,640 in Cape Coral, based on the cost of living difference.
Augusta's housing index is 72 with median homes at $250,000, while Cape Coral's is 118 with median homes at $365,000.

Moving & Relocation Resources

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