Augusta vs Toledo
Cost of Living Comparison · 2026
Augusta
Toledo
The Verdict
Living in Toledo costs 3.9% less than Augusta. To match the purchasing power of a $75,000 salary in Augusta, you would need $72,188 in Toledo.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Augusta has the same purchasing power as $72,188 in Toledo.
Conversely, $75,000 in Toledo equals $77,922 in Augusta.
Living in Augusta vs Toledo
Housing Costs
Augusta's housing index of 62 is higher Toledo's 55, translating to median home prices of $225,000 vs $128,000. The $97,000 difference in home prices means roughly $6,300 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $825/mo in Toledo, a monthly difference of $250.
Grocery & Food Costs
Grocery expenses index at 96 in Augusta and 98 in Toledo. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $466/month in Toledo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 92 in Toledo. Monthly utility bills average approximately $416 in Augusta vs $368 in Toledo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 81 in Augusta and 84 in Toledo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $55,500 in Augusta and $42,200 in Toledo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $54,805 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $985/month in Toledo. In Augusta, median rent of $1,075/mo fits within this budget. In Toledo, median rent of $825/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 12 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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