Augusta vs Tampa
Cost of Living Comparison · 2026 Data
Augusta
Tampa
💡 The Verdict
Augusta is 15% cheaper than Tampa overall. A $75,000 salary in Augusta is equivalent to $87,931 in Tampa.
Category-by-Category Breakdown
Index values for Augusta (left) vs Tampa (right). National average = 100.
Detailed Price Comparison
Estimated item-level prices in Augusta versus Tampa. Differences shown from Augusta perspective.
| Item | Augusta | Tampa | Difference |
|---|---|---|---|
| 1-Bed Rent | $800/mo | $1,210/mo | $-410.00 |
| 2-Bed Rent | $1,060/mo | $1,700/mo | $-640.00 |
| 3-Bed Rent | $1,370/mo | $2,230/mo | $-860.00 |
| Bread (loaf) | $2.35 | $2.84 | $-0.49 |
| Milk (gallon) | $3.17 | $4.00 | $-0.83 |
| Eggs (dozen) | $3.03 | $3.89 | $-0.86 |
| Coffee (latte) | $5.01 | $6.15 | $-1.14 |
| Gas (gallon) | $3.15 | $3.34 | $-0.19 |
| Restaurant Meal | $14.32 | $18.85 | $-4.53 |
💰 Salary Equivalence
A $75,000 salary in Augusta has the same purchasing power as $87,931 in Tampa.
Conversely, $75,000 in Tampa equals $63,971 in Augusta.
💼 Take-Home Pay Comparison
Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.
The $4126 difference is driven by Georgia having a higher state income tax rate. Georgia details → · Florida details →
Reading These Numbers: Augusta (87) vs Tampa (102)
Augusta at 87 is 13% below the US average, while Tampa at 102 is 2% above average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.
In Augusta, the composite index of 87 reflects a weighted calculation where housing carries the most influence at 81, followed by groceries (80), utilities (77), transportation (91), and healthcare (86). Costs are fairly balanced across categories.
For renters: With median rents of $1,060/mo in Augusta and $1,700/mo in Tampa, the annual rent difference is approximately $7,680.0. Over a 5-year period, that compounds to $38,400.0 in savings by choosing the more affordable city.
For homebuyers: The $74,000.0 difference in median home prices between Augusta and Tampa translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.
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Making Your Decision: Augusta vs Tampa
Choosing between Augusta and Tampa involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.
When weighing Augusta against Tampa, think beyond the composite index. Your personal savings rate, retirement timeline, and family size all influence which cost categories dominate your budget. Someone spending sixty percent of income on housing and childcare will experience these two cities very differently than a single renter whose largest variable expense is dining out. Model your own spending breakdown against the category indices above for the most realistic comparison.