City Comparison

Augusta vs St. Louis

Cost of Living Comparison · 2026

Augusta

Georgia
80
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$55,500
Median Income

St. Louis

Missouri
90
Below Average
$175,000
Median Home
$1,000/mo
Median Rent
$45,782
Median Income

The Verdict

11.1%

The cost gap between these cities is 11.1%, with Augusta being the more affordable option. A $75,000 income in Augusta has equivalent purchasing power to $84,375 in St. Louis.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Augusta
72
St. Louis
Groceries
96
Augusta
97
St. Louis
Utilities
104
Augusta
95
St. Louis
Transportation
89
Augusta
103
St. Louis
Healthcare
81
Augusta
95
St. Louis

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $84,375 in St. Louis.

Conversely, $75,000 in St. Louis equals $66,667 in Augusta.

Living in Augusta vs St. Louis

Housing Costs

Augusta's housing index of 62 is lower St. Louis's 72, translating to median home prices of $225,000 vs $175,000. The $50,000 difference in home prices means roughly $3,252 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,000/mo in St. Louis, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 96 in Augusta and 97 in St. Louis. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $461/month in St. Louis. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 95 in St. Louis. Monthly utility bills average approximately $416 in Augusta vs $380 in St. Louis. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 81 in Augusta and 95 in St. Louis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Augusta and $45,782 in St. Louis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $50,869 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $1,068/month in St. Louis. In Augusta, median rent of $1,075/mo fits within this budget. In St. Louis, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 14 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 11.1% more affordable overall with an index of 80 vs 90.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $84,375 in St. Louis, based on the cost of living difference.
Augusta's housing index is 62 with median homes at $225,000, while St. Louis's is 72 with median homes at $175,000.

Moving & Relocation Resources

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