City Comparison

Augusta vs Springfield

Cost of Living Comparison · 2026

Augusta

Georgia
80
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$55,500
Median Income

Springfield

Massachusetts
107
Above Average
$230,000
Median Home
$1,200/mo
Median Rent
$41,612
Median Income

The Verdict

25.2%

Living in Augusta costs 25.2% less than Springfield. To match the purchasing power of a $75,000 salary in Augusta, you would need $100,313 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Augusta
106
Springfield
Groceries
96
Augusta
104
Springfield
Utilities
104
Augusta
119
Springfield
Transportation
89
Augusta
101
Springfield
Healthcare
81
Augusta
114
Springfield

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $100,313 in Springfield.

Conversely, $75,000 in Springfield equals $56,075 in Augusta.

Living in Augusta vs Springfield

Housing Costs

Augusta's housing index of 62 is lower Springfield's 106, translating to median home prices of $225,000 vs $230,000. The $5,000 difference in home prices means roughly $324 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,200/mo in Springfield, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 96 in Augusta and 104 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $494/month in Springfield. Augusta offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 119 in Springfield. Monthly utility bills average approximately $416 in Augusta vs $476 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 81 in Augusta and 114 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 33-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Augusta and $41,612 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $38,890 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $971/month in Springfield. In Augusta, median rent of $1,075/mo fits within this budget. In Springfield, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 44 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 25.2% more affordable overall with an index of 80 vs 107.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $100,313 in Springfield, based on the cost of living difference.
Augusta's housing index is 62 with median homes at $225,000, while Springfield's is 106 with median homes at $230,000.

Moving & Relocation Resources

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