Augusta vs Rockford
Cost of Living Comparison · 2026
Augusta
Rockford
The Verdict
Living in Rockford costs 1.3% less than Augusta. To match the purchasing power of a $75,000 salary in Augusta, you would need $74,063 in Rockford.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Augusta has the same purchasing power as $74,063 in Rockford.
Conversely, $75,000 in Rockford equals $75,949 in Augusta.
Living in Augusta vs Rockford
Housing Costs
Augusta's housing index of 62 is higher Rockford's 52, translating to median home prices of $225,000 vs $155,000. The $70,000 difference in home prices means roughly $4,548 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $950/mo in Rockford, a monthly difference of $125.
Grocery & Food Costs
Grocery expenses index at 96 in Augusta and 99 in Rockford. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $470/month in Rockford. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 92 in Rockford. Monthly utility bills average approximately $416 in Augusta vs $368 in Rockford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 81 in Augusta and 106 in Rockford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,500 in Augusta and $53,300 in Rockford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $67,468 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $1,244/month in Rockford. In Augusta, median rent of $1,075/mo fits within this budget. In Rockford, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 25 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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