City Comparison

Augusta vs Rockford

Cost of Living Comparison · 2026

Augusta

Georgia
80
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$55,500
Median Income

Rockford

Illinois
79
Very Affordable
$155,000
Median Home
$950/mo
Median Rent
$53,300
Median Income

The Verdict

1.3%

Living in Rockford costs 1.3% less than Augusta. To match the purchasing power of a $75,000 salary in Augusta, you would need $74,063 in Rockford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Augusta
52
Rockford
Groceries
96
Augusta
99
Rockford
Utilities
104
Augusta
92
Rockford
Transportation
89
Augusta
101
Rockford
Healthcare
81
Augusta
106
Rockford

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $74,063 in Rockford.

Conversely, $75,000 in Rockford equals $75,949 in Augusta.

Living in Augusta vs Rockford

Housing Costs

Augusta's housing index of 62 is higher Rockford's 52, translating to median home prices of $225,000 vs $155,000. The $70,000 difference in home prices means roughly $4,548 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $950/mo in Rockford, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 96 in Augusta and 99 in Rockford. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $470/month in Rockford. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 92 in Rockford. Monthly utility bills average approximately $416 in Augusta vs $368 in Rockford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 81 in Augusta and 106 in Rockford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Augusta and $53,300 in Rockford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $67,468 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $1,244/month in Rockford. In Augusta, median rent of $1,075/mo fits within this budget. In Rockford, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 25 index points — focus your budget analysis there.

Frequently Asked Questions

Rockford is 1.3% more affordable overall with an index of 79 vs 80.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $74,063 in Rockford, based on the cost of living difference.
Augusta's housing index is 62 with median homes at $225,000, while Rockford's is 52 with median homes at $155,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases