City Comparison

Augusta vs Rochester

Cost of Living Comparison · 2026

Augusta

Georgia
80
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$55,500
Median Income

Rochester

New York
94
Below Average
$155,000
Median Home
$1,000/mo
Median Rent
$39,728
Median Income

The Verdict

14.9%

Living in Augusta costs 14.9% less than Rochester. To match the purchasing power of a $75,000 salary in Augusta, you would need $88,125 in Rochester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Augusta
73
Rochester
Groceries
96
Augusta
101
Rochester
Utilities
104
Augusta
105
Rochester
Transportation
89
Augusta
101
Rochester
Healthcare
81
Augusta
100
Rochester

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $88,125 in Rochester.

Conversely, $75,000 in Rochester equals $63,830 in Augusta.

Living in Augusta vs Rochester

Housing Costs

Augusta's housing index of 62 is lower Rochester's 73, translating to median home prices of $225,000 vs $155,000. The $70,000 difference in home prices means roughly $4,548 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,000/mo in Rochester, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 96 in Augusta and 101 in Rochester. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $480/month in Rochester. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 105 in Rochester. Monthly utility bills average approximately $416 in Augusta vs $420 in Rochester. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 81 in Augusta and 100 in Rochester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Augusta and $39,728 in Rochester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $42,264 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $927/month in Rochester. In Augusta, median rent of $1,075/mo fits within this budget. In Rochester, median rent of $1,000/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 19 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 14.9% more affordable overall with an index of 80 vs 94.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $88,125 in Rochester, based on the cost of living difference.
Augusta's housing index is 62 with median homes at $225,000, while Rochester's is 73 with median homes at $155,000.

Moving & Relocation Resources

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