City Comparison

Augusta vs Rochester

Cost of Living Comparison · 2026

Augusta

Georgia
80
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$55,500
Median Income

Rochester

Minnesota
94
Below Average
$345,000
Median Home
$1,275/mo
Median Rent
$91,500
Median Income

The Verdict

14.9%

Living in Augusta costs 14.9% less than Rochester. To match the purchasing power of a $75,000 salary in Augusta, you would need $88,125 in Rochester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Augusta
95
Rochester
Groceries
96
Augusta
103
Rochester
Utilities
104
Augusta
102
Rochester
Transportation
89
Augusta
102
Rochester
Healthcare
81
Augusta
104
Rochester

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $88,125 in Rochester.

Conversely, $75,000 in Rochester equals $63,830 in Augusta.

Living in Augusta vs Rochester

Housing Costs

Augusta's housing index of 62 is lower Rochester's 95, translating to median home prices of $225,000 vs $345,000. The $120,000 difference in home prices means roughly $7,800 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,275/mo in Rochester, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 96 in Augusta and 103 in Rochester. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $489/month in Rochester. Augusta offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 102 in Rochester. Monthly utility bills average approximately $416 in Augusta vs $408 in Rochester. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 81 in Augusta and 104 in Rochester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Augusta and $91,500 in Rochester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $97,340 respectively. Rochester residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $2,135/month in Rochester. In Augusta, median rent of $1,075/mo fits within this budget. In Rochester, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 33 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 14.9% more affordable overall with an index of 80 vs 94.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $88,125 in Rochester, based on the cost of living difference.
Augusta's housing index is 62 with median homes at $225,000, while Rochester's is 95 with median homes at $345,000.

Moving & Relocation Resources

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