City Comparison

Augusta vs Rio Rancho

Cost of Living Comparison · 2026

Augusta

Georgia
80
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$55,500
Median Income

Rio Rancho

New Mexico
95
Below Average
$337,000
Median Home
$1,400/mo
Median Rent
$85,800
Median Income

The Verdict

15.8%

The cost gap between these cities is 15.8%, with Augusta being the more affordable option. A $75,000 income in Augusta has equivalent purchasing power to $89,063 in Rio Rancho.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Augusta
91
Rio Rancho
Groceries
96
Augusta
97
Rio Rancho
Utilities
104
Augusta
84
Rio Rancho
Transportation
89
Augusta
92
Rio Rancho
Healthcare
81
Augusta
99
Rio Rancho

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $89,063 in Rio Rancho.

Conversely, $75,000 in Rio Rancho equals $63,158 in Augusta.

Living in Augusta vs Rio Rancho

Housing Costs

Augusta's housing index of 62 is lower Rio Rancho's 91, translating to median home prices of $225,000 vs $337,000. The $112,000 difference in home prices means roughly $7,284 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,400/mo in Rio Rancho, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 96 in Augusta and 97 in Rio Rancho. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $461/month in Rio Rancho. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 84 in Rio Rancho. Monthly utility bills average approximately $416 in Augusta vs $336 in Rio Rancho. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 81 in Augusta and 99 in Rio Rancho. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Augusta and $85,800 in Rio Rancho. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $90,316 respectively. Rio Rancho residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $2,002/month in Rio Rancho. In Augusta, median rent of $1,075/mo fits within this budget. In Rio Rancho, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 29 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 15.8% more affordable overall with an index of 80 vs 95.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $89,063 in Rio Rancho, based on the cost of living difference.
Augusta's housing index is 62 with median homes at $225,000, while Rio Rancho's is 91 with median homes at $337,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases