Augusta vs Providence
Cost of Living Comparison · 2026
Augusta
Providence
The Verdict
Augusta is 27.3% less expensive than Providence overall. A household earning $75,000 in Augusta would need approximately $103,125 in Providence to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Augusta has the same purchasing power as $103,125 in Providence.
Conversely, $75,000 in Providence equals $54,545 in Augusta.
Living in Augusta vs Providence
Housing Costs
Augusta's housing index of 62 is lower Providence's 118, translating to median home prices of $225,000 vs $310,000. The $85,000 difference in home prices means roughly $5,520 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,500/mo in Providence, a monthly difference of $425.
Grocery & Food Costs
Grocery expenses index at 96 in Augusta and 105 in Providence. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $499/month in Providence. Augusta offers a meaningful advantage on everyday food costs, saving roughly $516/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 119 in Providence. Monthly utility bills average approximately $416 in Augusta vs $476 in Providence. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 81 in Augusta and 112 in Providence. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 31-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,500 in Augusta and $47,012 in Providence. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $42,738 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $1,097/month in Providence. In Augusta, median rent of $1,075/mo fits within this budget. In Providence, median rent of $1,500/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 56 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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