Augusta vs Philadelphia

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $99,375 in Philadelphia.

Conversely, $75,000 in Philadelphia equals $56,604 in Augusta.

Living in Augusta vs Philadelphia

Housing Costs

Augusta's housing index of 62 is lower Philadelphia's 107, translating to median home prices of $225,000 vs $240,000. The $15,000 difference in home prices means roughly $972 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,400/mo in Philadelphia, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 96 in Augusta and 104 in Philadelphia. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $494/month in Philadelphia. Augusta offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 113 in Philadelphia. Monthly utility bills average approximately $416 in Augusta vs $452 in Philadelphia. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 81 in Augusta and 101 in Philadelphia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Augusta and $49,127 in Philadelphia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $46,346 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $1,146/month in Philadelphia. In Augusta, median rent of $1,075/mo fits within this budget. In Philadelphia, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 45 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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