City Comparison

Augusta vs Newark

Cost of Living Comparison · 2026

Augusta

Georgia
80
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$55,500
Median Income

Newark

New Jersey
121
Expensive
$340,000
Median Home
$1,400/mo
Median Rent
$40,014
Median Income

The Verdict

33.9%

The cost gap between these cities is 33.9%, with Augusta being the more affordable option. A $75,000 income in Augusta has equivalent purchasing power to $113,438 in Newark.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Augusta
149
Newark
Groceries
96
Augusta
103
Newark
Utilities
104
Augusta
118
Newark
Transportation
89
Augusta
115
Newark
Healthcare
81
Augusta
105
Newark

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $113,438 in Newark.

Conversely, $75,000 in Newark equals $49,587 in Augusta.

Living in Augusta vs Newark

Housing Costs

Augusta's housing index of 62 is lower Newark's 149, translating to median home prices of $225,000 vs $340,000. The $115,000 difference in home prices means roughly $7,476 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,400/mo in Newark, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 96 in Augusta and 103 in Newark. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $489/month in Newark. Augusta offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 118 in Newark. Monthly utility bills average approximately $416 in Augusta vs $472 in Newark. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 81 in Augusta and 105 in Newark. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Augusta and $40,014 in Newark. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $33,069 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $934/month in Newark. In Augusta, median rent of $1,075/mo fits within this budget. In Newark, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 87 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 33.9% more affordable overall with an index of 80 vs 121.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $113,438 in Newark, based on the cost of living difference.
Augusta's housing index is 62 with median homes at $225,000, while Newark's is 149 with median homes at $340,000.

Moving & Relocation Resources

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