City Comparison

Augusta vs Nashville

Cost of Living Comparison · 2026

Augusta

Georgia
80
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$55,500
Median Income

Nashville

Tennessee
102
Average
$380,000
Median Home
$1,600/mo
Median Rent
$59,828
Median Income

The Verdict

21.6%

The cost gap between these cities is 21.6%, with Augusta being the more affordable option. A $75,000 income in Augusta has equivalent purchasing power to $95,625 in Nashville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Augusta
108
Nashville
Groceries
96
Augusta
96
Nashville
Utilities
104
Augusta
92
Nashville
Transportation
89
Augusta
100
Nashville
Healthcare
81
Augusta
98
Nashville

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $95,625 in Nashville.

Conversely, $75,000 in Nashville equals $58,824 in Augusta.

Living in Augusta vs Nashville

Housing Costs

Augusta's housing index of 62 is lower Nashville's 108, translating to median home prices of $225,000 vs $380,000. The $155,000 difference in home prices means roughly $10,080 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,600/mo in Nashville, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 96 in Augusta and 96 in Nashville. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $456/month in Nashville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 92 in Nashville. Monthly utility bills average approximately $416 in Augusta vs $368 in Nashville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 81 in Augusta and 98 in Nashville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Augusta and $59,828 in Nashville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $58,655 respectively. Augusta residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $1,396/month in Nashville. In Augusta, median rent of $1,075/mo fits within this budget. In Nashville, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 46 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 21.6% more affordable overall with an index of 80 vs 102.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $95,625 in Nashville, based on the cost of living difference.
Augusta's housing index is 62 with median homes at $225,000, while Nashville's is 108 with median homes at $380,000.

Moving & Relocation Resources

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