Augusta vs Naples
Cost of Living Comparison · 2026
Augusta
Naples
The Verdict
Augusta is 37.5% less expensive than Naples overall. A household earning $75,000 in Augusta would need approximately $120,000 in Naples to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Augusta has the same purchasing power as $120,000 in Naples.
Conversely, $75,000 in Naples equals $46,875 in Augusta.
Living in Augusta vs Naples
Housing Costs
Augusta's housing index of 62 is lower Naples's 180, translating to median home prices of $225,000 vs $520,000. The $295,000 difference in home prices means roughly $19,176 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $2,100/mo in Naples, a monthly difference of $1,025.
Grocery & Food Costs
Grocery expenses index at 96 in Augusta and 106 in Naples. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $504/month in Naples. Augusta offers a meaningful advantage on everyday food costs, saving roughly $576/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 96 in Naples. Monthly utility bills average approximately $416 in Augusta vs $384 in Naples. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 81 in Augusta and 98 in Naples. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,500 in Augusta and $72,178 in Naples. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $56,389 respectively. Augusta residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $1,684/month in Naples. In Augusta, median rent of $1,075/mo fits within this budget. In Naples, median rent of $2,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 118 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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