Augusta vs Naperville
Cost of Living Comparison · 2026
Augusta
Naperville
The Verdict
Augusta is 28.6% less expensive than Naperville overall. A household earning $75,000 in Augusta would need approximately $105,000 in Naperville to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Augusta has the same purchasing power as $105,000 in Naperville.
Conversely, $75,000 in Naperville equals $53,571 in Augusta.
Living in Augusta vs Naperville
Housing Costs
Augusta's housing index of 62 is lower Naperville's 130, translating to median home prices of $225,000 vs $430,000. The $205,000 difference in home prices means roughly $13,320 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,800/mo in Naperville, a monthly difference of $725.
Grocery & Food Costs
Grocery expenses index at 96 in Augusta and 104 in Naperville. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $494/month in Naperville. Augusta offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 99 in Naperville. Monthly utility bills average approximately $416 in Augusta vs $396 in Naperville. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 81 in Augusta and 101 in Naperville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,500 in Augusta and $118,254 in Naperville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $105,584 respectively. Naperville residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $2,759/month in Naperville. In Augusta, median rent of $1,075/mo fits within this budget. In Naperville, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 68 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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