Augusta vs Lubbock
Cost of Living Comparison · 2026
Augusta
Lubbock
The Verdict
Augusta is 3.6% less expensive than Lubbock overall. A household earning $75,000 in Augusta would need approximately $77,813 in Lubbock to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Augusta has the same purchasing power as $77,813 in Lubbock.
Conversely, $75,000 in Lubbock equals $72,289 in Augusta.
Living in Augusta vs Lubbock
Housing Costs
Augusta's housing index of 62 is higher Lubbock's 59, translating to median home prices of $225,000 vs $175,000. The $50,000 difference in home prices means roughly $3,252 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $950/mo in Lubbock, a monthly difference of $125.
Grocery & Food Costs
Grocery expenses index at 96 in Augusta and 93 in Lubbock. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $442/month in Lubbock. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 96 in Lubbock. Monthly utility bills average approximately $416 in Augusta vs $384 in Lubbock. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 81 in Augusta and 90 in Lubbock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,500 in Augusta and $49,834 in Lubbock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $60,041 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $1,163/month in Lubbock. In Augusta, median rent of $1,075/mo fits within this budget. In Lubbock, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 9 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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