City Comparison

Augusta vs Irving

Cost of Living Comparison · 2026

Augusta

Georgia
80
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$55,500
Median Income

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

The Verdict

20.0%

Augusta is 20.0% less expensive than Irving overall. A household earning $75,000 in Augusta would need approximately $93,750 in Irving to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Augusta
94
Irving
Groceries
96
Augusta
99
Irving
Utilities
104
Augusta
111
Irving
Transportation
89
Augusta
97
Irving
Healthcare
81
Augusta
103
Irving

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $93,750 in Irving.

Conversely, $75,000 in Irving equals $60,000 in Augusta.

Living in Augusta vs Irving

Housing Costs

Augusta's housing index of 62 is lower Irving's 94, translating to median home prices of $225,000 vs $318,000. The $93,000 difference in home prices means roughly $6,048 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,350/mo in Irving, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 96 in Augusta and 99 in Irving. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $470/month in Irving. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 111 in Irving. Monthly utility bills average approximately $416 in Augusta vs $444 in Irving. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 81 in Augusta and 103 in Irving. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Augusta and $73,400 in Irving. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $73,400 respectively. Irving residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $1,713/month in Irving. In Augusta, median rent of $1,075/mo fits within this budget. In Irving, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 32 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 20.0% more affordable overall with an index of 80 vs 100.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $93,750 in Irving, based on the cost of living difference.
Augusta's housing index is 62 with median homes at $225,000, while Irving's is 94 with median homes at $318,000.

Moving & Relocation Resources

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