Augusta vs Hilo
Cost of Living Comparison · 2026
Augusta
Hilo
The Verdict
Augusta is 39.4% less expensive than Hilo overall. A household earning $75,000 in Augusta would need approximately $123,750 in Hilo to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Augusta has the same purchasing power as $123,750 in Hilo.
Conversely, $75,000 in Hilo equals $45,455 in Augusta.
Living in Augusta vs Hilo
Housing Costs
Augusta's housing index of 62 is lower Hilo's 149, translating to median home prices of $225,000 vs $555,000. The $330,000 difference in home prices means roughly $21,456 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,575/mo in Hilo, a monthly difference of $500.
Grocery & Food Costs
Grocery expenses index at 96 in Augusta and 149 in Hilo. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $708/month in Hilo. Augusta offers a meaningful advantage on everyday food costs, saving roughly $3024/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 218 in Hilo. Monthly utility bills average approximately $416 in Augusta vs $872 in Hilo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 81 in Augusta and 118 in Hilo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 37-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,500 in Augusta and $78,700 in Hilo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $59,621 respectively. Augusta residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $1,836/month in Hilo. In Augusta, median rent of $1,075/mo fits within this budget. In Hilo, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 114 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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