Augusta vs Fort Wayne
Cost of Living Comparison · 2026
Augusta
Fort Wayne
The Verdict
Augusta is 2.4% less expensive than Fort Wayne overall. A household earning $75,000 in Augusta would need approximately $76,875 in Fort Wayne to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Augusta has the same purchasing power as $76,875 in Fort Wayne.
Conversely, $75,000 in Fort Wayne equals $73,171 in Augusta.
Living in Augusta vs Fort Wayne
Housing Costs
Augusta's housing index of 62 is higher Fort Wayne's 57, translating to median home prices of $225,000 vs $195,000. The $30,000 difference in home prices means roughly $1,956 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $950/mo in Fort Wayne, a monthly difference of $125.
Grocery & Food Costs
Grocery expenses index at 96 in Augusta and 99 in Fort Wayne. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $470/month in Fort Wayne. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 93 in Fort Wayne. Monthly utility bills average approximately $416 in Augusta vs $372 in Fort Wayne. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 81 in Augusta and 96 in Fort Wayne. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,500 in Augusta and $54,600 in Fort Wayne. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $66,585 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $1,274/month in Fort Wayne. In Augusta, median rent of $1,075/mo fits within this budget. In Fort Wayne, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 15 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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