City Comparison

Augusta vs Fort Smith

Cost of Living Comparison · 2026

Augusta

Georgia
80
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$55,500
Median Income

Fort Smith

Arkansas
77
Very Affordable
$155,000
Median Home
$775/mo
Median Rent
$45,200
Median Income

The Verdict

3.9%

Fort Smith is 3.9% less expensive than Augusta overall. A household earning $75,000 in Augusta would need approximately $72,188 in Fort Smith to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Augusta
49
Fort Smith
Groceries
96
Augusta
92
Fort Smith
Utilities
104
Augusta
95
Fort Smith
Transportation
89
Augusta
90
Fort Smith
Healthcare
81
Augusta
88
Fort Smith

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $72,188 in Fort Smith.

Conversely, $75,000 in Fort Smith equals $77,922 in Augusta.

Living in Augusta vs Fort Smith

Housing Costs

Augusta's housing index of 62 is higher Fort Smith's 49, translating to median home prices of $225,000 vs $155,000. The $70,000 difference in home prices means roughly $4,548 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $775/mo in Fort Smith, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 96 in Augusta and 92 in Fort Smith. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $437/month in Fort Smith. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 95 in Fort Smith. Monthly utility bills average approximately $416 in Augusta vs $380 in Fort Smith. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 81 in Augusta and 88 in Fort Smith. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,500 in Augusta and $45,200 in Fort Smith. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $58,701 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $1,055/month in Fort Smith. In Augusta, median rent of $1,075/mo fits within this budget. In Fort Smith, median rent of $775/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 13 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Smith is 3.9% more affordable overall with an index of 77 vs 80.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $72,188 in Fort Smith, based on the cost of living difference.
Augusta's housing index is 62 with median homes at $225,000, while Fort Smith's is 49 with median homes at $155,000.

Moving & Relocation Resources

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