Augusta vs Fargo

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $87,188 in Fargo.

Conversely, $75,000 in Fargo equals $64,516 in Augusta.

Living in Augusta vs Fargo

Housing Costs

Augusta's housing index of 62 is lower Fargo's 80, translating to median home prices of $225,000 vs $260,000. The $35,000 difference in home prices means roughly $2,280 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,000/mo in Fargo, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 96 in Augusta and 98 in Fargo. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $466/month in Fargo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 92 in Fargo. Monthly utility bills average approximately $416 in Augusta vs $368 in Fargo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 81 in Augusta and 105 in Fargo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Augusta and $55,218 in Fargo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $59,374 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $1,288/month in Fargo. In Augusta, median rent of $1,075/mo fits within this budget. In Fargo, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 24 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

As an Amazon Associate we earn from qualifying purchases