City Comparison

Augusta vs Eugene

Cost of Living Comparison · 2026

Augusta

Georgia
80
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$55,500
Median Income

Eugene

Oregon
115
Above Average
$380,000
Median Home
$1,400/mo
Median Rent
$49,448
Median Income

The Verdict

30.4%

Living in Augusta costs 30.4% less than Eugene. To match the purchasing power of a $75,000 salary in Augusta, you would need $107,813 in Eugene.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Augusta
130
Eugene
Groceries
96
Augusta
103
Eugene
Utilities
104
Augusta
91
Eugene
Transportation
89
Augusta
107
Eugene
Healthcare
81
Augusta
106
Eugene

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $107,813 in Eugene.

Conversely, $75,000 in Eugene equals $52,174 in Augusta.

Living in Augusta vs Eugene

Housing Costs

Augusta's housing index of 62 is lower Eugene's 130, translating to median home prices of $225,000 vs $380,000. The $155,000 difference in home prices means roughly $10,080 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,400/mo in Eugene, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 96 in Augusta and 103 in Eugene. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $489/month in Eugene. Augusta offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 91 in Eugene. Monthly utility bills average approximately $416 in Augusta vs $364 in Eugene. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 81 in Augusta and 106 in Eugene. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Augusta and $49,448 in Eugene. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $42,998 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $1,154/month in Eugene. In Augusta, median rent of $1,075/mo fits within this budget. In Eugene, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 68 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 30.4% more affordable overall with an index of 80 vs 115.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $107,813 in Eugene, based on the cost of living difference.
Augusta's housing index is 62 with median homes at $225,000, while Eugene's is 130 with median homes at $380,000.

Moving & Relocation Resources

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