City Comparison

Augusta vs Duluth

Cost of Living Comparison · 2026

Augusta

Georgia
80
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$55,500
Median Income

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

The Verdict

5.9%

Living in Augusta costs 5.9% less than Duluth. To match the purchasing power of a $75,000 salary in Augusta, you would need $79,688 in Duluth.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Augusta
88
Duluth
Groceries
96
Augusta
99
Duluth
Utilities
104
Augusta
94
Duluth
Transportation
89
Augusta
100
Duluth
Healthcare
81
Augusta
123
Duluth

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $79,688 in Duluth.

Conversely, $75,000 in Duluth equals $70,588 in Augusta.

Living in Augusta vs Duluth

Housing Costs

Augusta's housing index of 62 is lower Duluth's 88, translating to median home prices of $225,000 vs $268,000. The $43,000 difference in home prices means roughly $2,796 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,025/mo in Duluth, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 96 in Augusta and 99 in Duluth. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $470/month in Duluth. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 94 in Duluth. Monthly utility bills average approximately $416 in Augusta vs $376 in Duluth. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 81 in Augusta and 123 in Duluth. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 42-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Augusta and $68,800 in Duluth. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $80,941 respectively. Duluth residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $1,605/month in Duluth. In Augusta, median rent of $1,075/mo fits within this budget. In Duluth, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 42 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 5.9% more affordable overall with an index of 80 vs 85.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $79,688 in Duluth, based on the cost of living difference.
Augusta's housing index is 62 with median homes at $225,000, while Duluth's is 88 with median homes at $268,000.

Moving & Relocation Resources

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