City Comparison

Augusta vs Concord

Cost of Living Comparison · 2026

Augusta

Georgia
80
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$55,500
Median Income

Concord

North Carolina
96
Average
$380,000
Median Home
$1,350/mo
Median Rent
$86,900
Median Income

The Verdict

16.7%

The cost gap between these cities is 16.7%, with Augusta being the more affordable option. A $75,000 income in Augusta has equivalent purchasing power to $90,000 in Concord.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Augusta
89
Concord
Groceries
96
Augusta
97
Concord
Utilities
104
Augusta
97
Concord
Transportation
89
Augusta
92
Concord
Healthcare
81
Augusta
104
Concord

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $90,000 in Concord.

Conversely, $75,000 in Concord equals $62,500 in Augusta.

Living in Augusta vs Concord

Housing Costs

Augusta's housing index of 62 is lower Concord's 89, translating to median home prices of $225,000 vs $380,000. The $155,000 difference in home prices means roughly $10,080 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,350/mo in Concord, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 96 in Augusta and 97 in Concord. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $461/month in Concord. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 97 in Concord. Monthly utility bills average approximately $416 in Augusta vs $388 in Concord. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 81 in Augusta and 104 in Concord. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Augusta and $86,900 in Concord. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $90,521 respectively. Concord residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $2,028/month in Concord. In Augusta, median rent of $1,075/mo fits within this budget. In Concord, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 27 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 16.7% more affordable overall with an index of 80 vs 96.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $90,000 in Concord, based on the cost of living difference.
Augusta's housing index is 62 with median homes at $225,000, while Concord's is 89 with median homes at $380,000.

Moving & Relocation Resources

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