City Comparison

Augusta vs Concord

Cost of Living Comparison · 2026

Augusta

Georgia
80
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$55,500
Median Income

Concord

California
147
Expensive
$680,000
Median Home
$2,350/mo
Median Rent
$109,000
Median Income

The Verdict

45.6%

Augusta is 45.6% less expensive than Concord overall. A household earning $75,000 in Augusta would need approximately $137,813 in Concord to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Augusta
210
Concord
Groceries
96
Augusta
112
Concord
Utilities
104
Augusta
147
Concord
Transportation
89
Augusta
137
Concord
Healthcare
81
Augusta
121
Concord

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $137,813 in Concord.

Conversely, $75,000 in Concord equals $40,816 in Augusta.

Living in Augusta vs Concord

Housing Costs

Augusta's housing index of 62 is lower Concord's 210, translating to median home prices of $225,000 vs $680,000. The $455,000 difference in home prices means roughly $29,580 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $2,350/mo in Concord, a monthly difference of $1,275.

Grocery & Food Costs

Grocery expenses index at 96 in Augusta and 112 in Concord. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $532/month in Concord. Augusta offers a meaningful advantage on everyday food costs, saving roughly $912/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 147 in Concord. Monthly utility bills average approximately $416 in Augusta vs $588 in Concord. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 81 in Augusta and 121 in Concord. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 40-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Augusta and $109,000 in Concord. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $74,150 respectively. Concord residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $2,543/month in Concord. In Augusta, median rent of $1,075/mo fits within this budget. In Concord, median rent of $2,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 148 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 45.6% more affordable overall with an index of 80 vs 147.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $137,813 in Concord, based on the cost of living difference.
Augusta's housing index is 62 with median homes at $225,000, while Concord's is 210 with median homes at $680,000.

Moving & Relocation Resources

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