City Comparison

Augusta vs Columbia

Cost of Living Comparison · 2026

Augusta

Georgia
80
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$55,500
Median Income

Columbia

South Carolina
96
Average
$210,000
Median Home
$1,200/mo
Median Rent
$46,734
Median Income

The Verdict

16.7%

Living in Augusta costs 16.7% less than Columbia. To match the purchasing power of a $75,000 salary in Augusta, you would need $90,000 in Columbia.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Augusta
88
Columbia
Groceries
96
Augusta
99
Columbia
Utilities
104
Augusta
97
Columbia
Transportation
89
Augusta
97
Columbia
Healthcare
81
Augusta
102
Columbia

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $90,000 in Columbia.

Conversely, $75,000 in Columbia equals $62,500 in Augusta.

Living in Augusta vs Columbia

Housing Costs

Augusta's housing index of 62 is lower Columbia's 88, translating to median home prices of $225,000 vs $210,000. The $15,000 difference in home prices means roughly $972 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,200/mo in Columbia, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 96 in Augusta and 99 in Columbia. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $470/month in Columbia. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 97 in Columbia. Monthly utility bills average approximately $416 in Augusta vs $388 in Columbia. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 81 in Augusta and 102 in Columbia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Augusta and $46,734 in Columbia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $48,681 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $1,090/month in Columbia. In Augusta, median rent of $1,075/mo fits within this budget. In Columbia, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 26 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 16.7% more affordable overall with an index of 80 vs 96.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $90,000 in Columbia, based on the cost of living difference.
Augusta's housing index is 62 with median homes at $225,000, while Columbia's is 88 with median homes at $210,000.

Moving & Relocation Resources

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