Augusta vs Cincinnati

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $85,313 in Cincinnati.

Conversely, $75,000 in Cincinnati equals $65,934 in Augusta.

Living in Augusta vs Cincinnati

Housing Costs

Augusta's housing index of 62 is lower Cincinnati's 76, translating to median home prices of $225,000 vs $195,000. The $30,000 difference in home prices means roughly $1,956 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,100/mo in Cincinnati, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 96 in Augusta and 99 in Cincinnati. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $470/month in Cincinnati. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 93 in Cincinnati. Monthly utility bills average approximately $416 in Augusta vs $372 in Cincinnati. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 81 in Augusta and 96 in Cincinnati. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Augusta and $44,003 in Cincinnati. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $48,355 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $1,027/month in Cincinnati. In Augusta, median rent of $1,075/mo fits within this budget. In Cincinnati, median rent of $1,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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