Augusta vs Chesapeake
Cost of Living Comparison · 2026
Augusta
Chesapeake
The Verdict
Living in Augusta costs 23.1% less than Chesapeake. To match the purchasing power of a $75,000 salary in Augusta, you would need $97,500 in Chesapeake.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Augusta has the same purchasing power as $97,500 in Chesapeake.
Conversely, $75,000 in Chesapeake equals $57,692 in Augusta.
Living in Augusta vs Chesapeake
Housing Costs
Augusta's housing index of 62 is lower Chesapeake's 120, translating to median home prices of $225,000 vs $385,000. The $160,000 difference in home prices means roughly $10,404 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,550/mo in Chesapeake, a monthly difference of $475.
Grocery & Food Costs
Grocery expenses index at 96 in Augusta and 102 in Chesapeake. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $485/month in Chesapeake. Augusta offers a meaningful advantage on everyday food costs, saving roughly $348/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 105 in Chesapeake. Monthly utility bills average approximately $416 in Augusta vs $420 in Chesapeake. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 81 in Augusta and 97 in Chesapeake. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,500 in Augusta and $94,200 in Chesapeake. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $90,577 respectively. Chesapeake residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $2,198/month in Chesapeake. In Augusta, median rent of $1,075/mo fits within this budget. In Chesapeake, median rent of $1,550/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 58 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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