Augusta vs Chattanooga

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $83,438 in Chattanooga.

Conversely, $75,000 in Chattanooga equals $67,416 in Augusta.

Living in Augusta vs Chattanooga

Housing Costs

Augusta's housing index of 62 is lower Chattanooga's 76, translating to median home prices of $225,000 vs $255,000. The $30,000 difference in home prices means roughly $1,956 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,200/mo in Chattanooga, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 96 in Augusta and 94 in Chattanooga. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $447/month in Chattanooga. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 91 in Chattanooga. Monthly utility bills average approximately $416 in Augusta vs $364 in Chattanooga. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 81 in Augusta and 92 in Chattanooga. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Augusta and $46,054 in Chattanooga. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $51,746 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $1,075/month in Chattanooga. In Augusta, median rent of $1,075/mo fits within this budget. In Chattanooga, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 14 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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