City Comparison

Augusta vs Charleston

Cost of Living Comparison · 2026

Augusta

Georgia
80
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$55,500
Median Income

Charleston

West Virginia
85
Very Affordable
$135,000
Median Home
$850/mo
Median Rent
$42,034
Median Income

The Verdict

5.9%

Living in Augusta costs 5.9% less than Charleston. To match the purchasing power of a $75,000 salary in Augusta, you would need $79,688 in Charleston.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Augusta
62
Charleston
Groceries
96
Augusta
97
Charleston
Utilities
104
Augusta
92
Charleston
Transportation
89
Augusta
97
Charleston
Healthcare
81
Augusta
91
Charleston

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $79,688 in Charleston.

Conversely, $75,000 in Charleston equals $70,588 in Augusta.

Living in Augusta vs Charleston

Housing Costs

Augusta's housing index of 62 is equal to Charleston's 62, translating to median home prices of $225,000 vs $135,000. The $90,000 difference in home prices means roughly $5,856 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $850/mo in Charleston, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 96 in Augusta and 97 in Charleston. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $461/month in Charleston. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 92 in Charleston. Monthly utility bills average approximately $416 in Augusta vs $368 in Charleston. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 81 in Augusta and 91 in Charleston. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Augusta and $42,034 in Charleston. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $49,452 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $981/month in Charleston. In Augusta, median rent of $1,075/mo fits within this budget. In Charleston, median rent of $850/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 12 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 5.9% more affordable overall with an index of 80 vs 85.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $79,688 in Charleston, based on the cost of living difference.
Augusta's housing index is 62 with median homes at $225,000, while Charleston's is 62 with median homes at $135,000.

Moving & Relocation Resources

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