Augusta vs Champaign
Cost of Living Comparison · 2026
Augusta
Champaign
The Verdict
The cost gap between these cities is 1.2%, with Augusta being the more affordable option. A $75,000 income in Augusta has equivalent purchasing power to $75,938 in Champaign.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Augusta has the same purchasing power as $75,938 in Champaign.
Conversely, $75,000 in Champaign equals $74,074 in Augusta.
Living in Augusta vs Champaign
Housing Costs
Augusta's housing index of 62 is lower Champaign's 83, translating to median home prices of $225,000 vs $215,000. The $10,000 difference in home prices means roughly $648 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,100/mo in Champaign, a monthly difference of $25.
Grocery & Food Costs
Grocery expenses index at 96 in Augusta and 98 in Champaign. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $466/month in Champaign. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 106 in Champaign. Monthly utility bills average approximately $416 in Augusta vs $424 in Champaign. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 81 in Augusta and 90 in Champaign. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,500 in Augusta and $56,100 in Champaign. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $69,259 respectively. Augusta residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $1,309/month in Champaign. In Augusta, median rent of $1,075/mo fits within this budget. In Champaign, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 21 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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