City Comparison

Augusta vs Cary

Cost of Living Comparison · 2026

Augusta

Georgia
80
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$55,500
Median Income

Cary

North Carolina
106
Above Average
$500,000
Median Home
$1,850/mo
Median Rent
$117,400
Median Income

The Verdict

24.5%

Living in Augusta costs 24.5% less than Cary. To match the purchasing power of a $75,000 salary in Augusta, you would need $99,375 in Cary.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Augusta
152
Cary
Groceries
96
Augusta
101
Cary
Utilities
104
Augusta
97
Cary
Transportation
89
Augusta
89
Cary
Healthcare
81
Augusta
113
Cary

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $99,375 in Cary.

Conversely, $75,000 in Cary equals $56,604 in Augusta.

Living in Augusta vs Cary

Housing Costs

Augusta's housing index of 62 is lower Cary's 152, translating to median home prices of $225,000 vs $500,000. The $275,000 difference in home prices means roughly $17,880 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,850/mo in Cary, a monthly difference of $775.

Grocery & Food Costs

Grocery expenses index at 96 in Augusta and 101 in Cary. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $480/month in Cary. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 97 in Cary. Monthly utility bills average approximately $416 in Augusta vs $388 in Cary. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 81 in Augusta and 113 in Cary. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 32-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Augusta and $117,400 in Cary. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $110,755 respectively. Cary residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $2,739/month in Cary. In Augusta, median rent of $1,075/mo fits within this budget. In Cary, median rent of $1,850/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 90 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 24.5% more affordable overall with an index of 80 vs 106.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $99,375 in Cary, based on the cost of living difference.
Augusta's housing index is 62 with median homes at $225,000, while Cary's is 152 with median homes at $500,000.

Moving & Relocation Resources

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