City Comparison

Augusta vs Birmingham

Cost of Living Comparison · 2026

Augusta

Georgia
80
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$55,500
Median Income

Birmingham

Alabama
87
Below Average
$165,000
Median Home
$1,000/mo
Median Rent
$38,178
Median Income

The Verdict

8.0%

The cost gap between these cities is 8.0%, with Augusta being the more affordable option. A $75,000 income in Augusta has equivalent purchasing power to $81,563 in Birmingham.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Augusta
67
Birmingham
Groceries
96
Augusta
96
Birmingham
Utilities
104
Augusta
92
Birmingham
Transportation
89
Augusta
99
Birmingham
Healthcare
81
Augusta
91
Birmingham

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $81,563 in Birmingham.

Conversely, $75,000 in Birmingham equals $68,966 in Augusta.

Living in Augusta vs Birmingham

Housing Costs

Augusta's housing index of 62 is lower Birmingham's 67, translating to median home prices of $225,000 vs $165,000. The $60,000 difference in home prices means roughly $3,900 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,000/mo in Birmingham, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 96 in Augusta and 96 in Birmingham. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $456/month in Birmingham. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 92 in Birmingham. Monthly utility bills average approximately $416 in Augusta vs $368 in Birmingham. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 81 in Augusta and 91 in Birmingham. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Augusta and $38,178 in Birmingham. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $43,883 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $891/month in Birmingham. In Augusta, median rent of $1,075/mo fits within this budget. In Birmingham, median rent of $1,000/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 12 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 8.0% more affordable overall with an index of 80 vs 87.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $81,563 in Birmingham, based on the cost of living difference.
Augusta's housing index is 62 with median homes at $225,000, while Birmingham's is 67 with median homes at $165,000.

Moving & Relocation Resources

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