Augusta vs Baltimore
Cost of Living Comparison · 2026
Augusta
Baltimore
The Verdict
The cost gap between these cities is 24.5%, with Augusta being the more affordable option. A $75,000 income in Augusta has equivalent purchasing power to $99,375 in Baltimore.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Augusta has the same purchasing power as $99,375 in Baltimore.
Conversely, $75,000 in Baltimore equals $56,604 in Augusta.
Living in Augusta vs Baltimore
Housing Costs
Augusta's housing index of 62 is lower Baltimore's 107, translating to median home prices of $225,000 vs $200,000. The $25,000 difference in home prices means roughly $1,620 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Augusta compared to $1,300/mo in Baltimore, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 96 in Augusta and 103 in Baltimore. A household spending the national average of $475/month on groceries would pay approximately $456/month in Augusta vs $489/month in Baltimore. Augusta offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 104 in Augusta and 110 in Baltimore. Monthly utility bills average approximately $416 in Augusta vs $440 in Baltimore. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 81 in Augusta and 101 in Baltimore. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,500 in Augusta and $52,164 in Baltimore. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,375 and $49,211 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Augusta vs $1,217/month in Baltimore. In Augusta, median rent of $1,075/mo fits within this budget. In Baltimore, median rent of $1,300/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 45 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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