City Comparison

Athens vs Virginia Beach

Cost of Living Comparison · 2026

Athens

Georgia
88
Below Average
$307,000
Median Home
$1,200/mo
Median Rent
$56,700
Median Income

Virginia Beach

Virginia
105
Average
$310,000
Median Home
$1,500/mo
Median Rent
$73,418
Median Income

The Verdict

16.2%

Living in Athens costs 16.2% less than Virginia Beach. To match the purchasing power of a $75,000 salary in Athens, you would need $89,489 in Virginia Beach.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
78
Athens
112
Virginia Beach
Groceries
101
Athens
100
Virginia Beach
Utilities
101
Athens
98
Virginia Beach
Transportation
96
Athens
101
Virginia Beach
Healthcare
97
Athens
99
Virginia Beach

Salary Equivalence

A $75,000 salary in Athens has the same purchasing power as $89,489 in Virginia Beach.

Conversely, $75,000 in Virginia Beach equals $62,857 in Athens.

Living in Athens vs Virginia Beach

Housing Costs

Athens's housing index of 78 is lower Virginia Beach's 112, translating to median home prices of $307,000 vs $310,000. The $3,000 difference in home prices means roughly $192 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Athens compared to $1,500/mo in Virginia Beach, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 101 in Athens and 100 in Virginia Beach. A household spending the national average of $475/month on groceries would pay approximately $480/month in Athens vs $475/month in Virginia Beach. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Athens and 98 in Virginia Beach. Monthly utility bills average approximately $404 in Athens vs $392 in Virginia Beach. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Athens and 99 in Virginia Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,700 in Athens and $73,418 in Virginia Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,432 and $69,922 respectively. Virginia Beach residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,323/month to housing in Athens vs $1,713/month in Virginia Beach. In Athens, median rent of $1,200/mo fits within this budget. In Virginia Beach, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 34 index points — focus your budget analysis there.

Frequently Asked Questions

Athens is 16.2% more affordable overall with an index of 88 vs 105.
A $75,000 salary in Athens has equivalent purchasing power to approximately $89,489 in Virginia Beach, based on the cost of living difference.
Athens's housing index is 78 with median homes at $307,000, while Virginia Beach's is 112 with median homes at $310,000.

Moving & Relocation Resources

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