City Comparison

Athens vs Springfield

Cost of Living Comparison · 2026

Athens

Georgia
88
Below Average
$307,000
Median Home
$1,200/mo
Median Rent
$56,700
Median Income

Springfield

Illinois
78
Very Affordable
$162,000
Median Home
$925/mo
Median Rent
$65,500
Median Income

The Verdict

12.8%

The cost gap between these cities is 12.8%, with Springfield being the more affordable option. A $75,000 income in Athens has equivalent purchasing power to $66,477 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
78
Athens
52
Springfield
Groceries
101
Athens
98
Springfield
Utilities
101
Athens
98
Springfield
Transportation
96
Athens
114
Springfield
Healthcare
97
Athens
91
Springfield

Salary Equivalence

A $75,000 salary in Athens has the same purchasing power as $66,477 in Springfield.

Conversely, $75,000 in Springfield equals $84,615 in Athens.

Living in Athens vs Springfield

Housing Costs

Athens's housing index of 78 is higher Springfield's 52, translating to median home prices of $307,000 vs $162,000. The $145,000 difference in home prices means roughly $9,420 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Athens compared to $925/mo in Springfield, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 101 in Athens and 98 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $480/month in Athens vs $466/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Athens and 98 in Springfield. Monthly utility bills average approximately $404 in Athens vs $392 in Springfield. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Athens and 91 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,700 in Athens and $65,500 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,432 and $83,974 respectively. Springfield residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,323/month to housing in Athens vs $1,528/month in Springfield. In Athens, median rent of $1,200/mo fits within this budget. In Springfield, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 26 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 12.8% more affordable overall with an index of 78 vs 88.
A $75,000 salary in Athens has equivalent purchasing power to approximately $66,477 in Springfield, based on the cost of living difference.
Athens's housing index is 78 with median homes at $307,000, while Springfield's is 52 with median homes at $162,000.

Moving & Relocation Resources

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