City Comparison

Athens vs Santa Fe

Cost of Living Comparison · 2026

Athens

Georgia
88
Below Average
$307,000
Median Home
$1,200/mo
Median Rent
$56,700
Median Income

Santa Fe

New Mexico
117
Above Average
$480,000
Median Home
$1,600/mo
Median Rent
$61,982
Median Income

The Verdict

24.8%

The cost gap between these cities is 24.8%, with Athens being the more affordable option. A $75,000 income in Athens has equivalent purchasing power to $99,716 in Santa Fe.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
78
Athens
153
Santa Fe
Groceries
101
Athens
103
Santa Fe
Utilities
101
Athens
96
Santa Fe
Transportation
96
Athens
99
Santa Fe
Healthcare
97
Athens
95
Santa Fe

Salary Equivalence

A $75,000 salary in Athens has the same purchasing power as $99,716 in Santa Fe.

Conversely, $75,000 in Santa Fe equals $56,410 in Athens.

Living in Athens vs Santa Fe

Housing Costs

Athens's housing index of 78 is lower Santa Fe's 153, translating to median home prices of $307,000 vs $480,000. The $173,000 difference in home prices means roughly $11,244 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Athens compared to $1,600/mo in Santa Fe, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 101 in Athens and 103 in Santa Fe. A household spending the national average of $475/month on groceries would pay approximately $480/month in Athens vs $489/month in Santa Fe. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Athens and 96 in Santa Fe. Monthly utility bills average approximately $404 in Athens vs $384 in Santa Fe. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Athens and 95 in Santa Fe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,700 in Athens and $61,982 in Santa Fe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,432 and $52,976 respectively. Athens residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,323/month to housing in Athens vs $1,446/month in Santa Fe. In Athens, median rent of $1,200/mo fits within this budget. In Santa Fe, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 75 index points — focus your budget analysis there.

Frequently Asked Questions

Athens is 24.8% more affordable overall with an index of 88 vs 117.
A $75,000 salary in Athens has equivalent purchasing power to approximately $99,716 in Santa Fe, based on the cost of living difference.
Athens's housing index is 78 with median homes at $307,000, while Santa Fe's is 153 with median homes at $480,000.

Moving & Relocation Resources

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