City Comparison

Athens vs Olympia

Cost of Living Comparison · 2026

Athens

Georgia
88
Below Average
$307,000
Median Home
$1,200/mo
Median Rent
$56,700
Median Income

Olympia

Washington
112
Above Average
$495,000
Median Home
$1,600/mo
Median Rent
$81,300
Median Income

The Verdict

21.4%

The cost gap between these cities is 21.4%, with Athens being the more affordable option. A $75,000 income in Athens has equivalent purchasing power to $95,455 in Olympia.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
78
Athens
131
Olympia
Groceries
101
Athens
105
Olympia
Utilities
101
Athens
91
Olympia
Transportation
96
Athens
129
Olympia
Healthcare
97
Athens
124
Olympia

Salary Equivalence

A $75,000 salary in Athens has the same purchasing power as $95,455 in Olympia.

Conversely, $75,000 in Olympia equals $58,929 in Athens.

Living in Athens vs Olympia

Housing Costs

Athens's housing index of 78 is lower Olympia's 131, translating to median home prices of $307,000 vs $495,000. The $188,000 difference in home prices means roughly $12,216 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Athens compared to $1,600/mo in Olympia, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 101 in Athens and 105 in Olympia. A household spending the national average of $475/month on groceries would pay approximately $480/month in Athens vs $499/month in Olympia. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Athens and 91 in Olympia. Monthly utility bills average approximately $404 in Athens vs $364 in Olympia. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Athens and 124 in Olympia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 27-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,700 in Athens and $81,300 in Olympia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,432 and $72,589 respectively. Olympia residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,323/month to housing in Athens vs $1,897/month in Olympia. In Athens, median rent of $1,200/mo fits within this budget. In Olympia, median rent of $1,600/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 53 index points — focus your budget analysis there.

Frequently Asked Questions

Athens is 21.4% more affordable overall with an index of 88 vs 112.
A $75,000 salary in Athens has equivalent purchasing power to approximately $95,455 in Olympia, based on the cost of living difference.
Athens's housing index is 78 with median homes at $307,000, while Olympia's is 131 with median homes at $495,000.

Moving & Relocation Resources

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