City Comparison

Athens vs Newark

Cost of Living Comparison · 2026

Athens

Georgia
88
Below Average
$307,000
Median Home
$1,200/mo
Median Rent
$56,700
Median Income

Newark

New Jersey
121
Expensive
$340,000
Median Home
$1,400/mo
Median Rent
$40,014
Median Income

The Verdict

27.3%

Living in Athens costs 27.3% less than Newark. To match the purchasing power of a $75,000 salary in Athens, you would need $103,125 in Newark.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
78
Athens
149
Newark
Groceries
101
Athens
103
Newark
Utilities
101
Athens
118
Newark
Transportation
96
Athens
115
Newark
Healthcare
97
Athens
105
Newark

Salary Equivalence

A $75,000 salary in Athens has the same purchasing power as $103,125 in Newark.

Conversely, $75,000 in Newark equals $54,545 in Athens.

Living in Athens vs Newark

Housing Costs

Athens's housing index of 78 is lower Newark's 149, translating to median home prices of $307,000 vs $340,000. The $33,000 difference in home prices means roughly $2,148 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Athens compared to $1,400/mo in Newark, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 101 in Athens and 103 in Newark. A household spending the national average of $475/month on groceries would pay approximately $480/month in Athens vs $489/month in Newark. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Athens and 118 in Newark. Monthly utility bills average approximately $404 in Athens vs $472 in Newark. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 97 in Athens and 105 in Newark. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,700 in Athens and $40,014 in Newark. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,432 and $33,069 respectively. Athens residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,323/month to housing in Athens vs $934/month in Newark. In Athens, median rent of $1,200/mo fits within this budget. In Newark, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 71 index points — focus your budget analysis there.

Frequently Asked Questions

Athens is 27.3% more affordable overall with an index of 88 vs 121.
A $75,000 salary in Athens has equivalent purchasing power to approximately $103,125 in Newark, based on the cost of living difference.
Athens's housing index is 78 with median homes at $307,000, while Newark's is 149 with median homes at $340,000.

Moving & Relocation Resources

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