City Comparison

Athens vs Lexington

Cost of Living Comparison · 2026

Athens

Georgia
88
Below Average
$307,000
Median Home
$1,200/mo
Median Rent
$56,700
Median Income

Lexington

Kentucky
93
Below Average
$245,000
Median Home
$1,200/mo
Median Rent
$55,648
Median Income

The Verdict

5.4%

Living in Athens costs 5.4% less than Lexington. To match the purchasing power of a $75,000 salary in Athens, you would need $79,261 in Lexington.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
78
Athens
82
Lexington
Groceries
101
Athens
96
Lexington
Utilities
101
Athens
91
Lexington
Transportation
96
Athens
98
Lexington
Healthcare
97
Athens
94
Lexington

Salary Equivalence

A $75,000 salary in Athens has the same purchasing power as $79,261 in Lexington.

Conversely, $75,000 in Lexington equals $70,968 in Athens.

Living in Athens vs Lexington

Housing Costs

Athens's housing index of 78 is lower Lexington's 82, translating to median home prices of $307,000 vs $245,000. The $62,000 difference in home prices means roughly $4,032 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Athens compared to $1,200/mo in Lexington, a monthly difference of $0.

Grocery & Food Costs

Grocery expenses index at 101 in Athens and 96 in Lexington. A household spending the national average of $475/month on groceries would pay approximately $480/month in Athens vs $456/month in Lexington. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Athens and 91 in Lexington. Monthly utility bills average approximately $404 in Athens vs $364 in Lexington. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Athens and 94 in Lexington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,700 in Athens and $55,648 in Lexington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,432 and $59,837 respectively. Athens residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,323/month to housing in Athens vs $1,298/month in Lexington. In Athens, median rent of $1,200/mo fits within this budget. In Lexington, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 10 index points — focus your budget analysis there.

Frequently Asked Questions

Athens is 5.4% more affordable overall with an index of 88 vs 93.
A $75,000 salary in Athens has equivalent purchasing power to approximately $79,261 in Lexington, based on the cost of living difference.
Athens's housing index is 78 with median homes at $307,000, while Lexington's is 82 with median homes at $245,000.

Moving & Relocation Resources

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