City Comparison

Athens vs Irving

Cost of Living Comparison · 2026

Athens

Georgia
88
Below Average
$307,000
Median Home
$1,200/mo
Median Rent
$56,700
Median Income

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

The Verdict

12.0%

The cost gap between these cities is 12.0%, with Athens being the more affordable option. A $75,000 income in Athens has equivalent purchasing power to $85,227 in Irving.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
78
Athens
94
Irving
Groceries
101
Athens
99
Irving
Utilities
101
Athens
111
Irving
Transportation
96
Athens
97
Irving
Healthcare
97
Athens
103
Irving

Salary Equivalence

A $75,000 salary in Athens has the same purchasing power as $85,227 in Irving.

Conversely, $75,000 in Irving equals $66,000 in Athens.

Living in Athens vs Irving

Housing Costs

Athens's housing index of 78 is lower Irving's 94, translating to median home prices of $307,000 vs $318,000. The $11,000 difference in home prices means roughly $720 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Athens compared to $1,350/mo in Irving, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 101 in Athens and 99 in Irving. A household spending the national average of $475/month on groceries would pay approximately $480/month in Athens vs $470/month in Irving. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Athens and 111 in Irving. Monthly utility bills average approximately $404 in Athens vs $444 in Irving. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Athens and 103 in Irving. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,700 in Athens and $73,400 in Irving. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,432 and $73,400 respectively. Irving residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,323/month to housing in Athens vs $1,713/month in Irving. In Athens, median rent of $1,200/mo fits within this budget. In Irving, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 16 index points — focus your budget analysis there.

Frequently Asked Questions

Athens is 12.0% more affordable overall with an index of 88 vs 100.
A $75,000 salary in Athens has equivalent purchasing power to approximately $85,227 in Irving, based on the cost of living difference.
Athens's housing index is 78 with median homes at $307,000, while Irving's is 94 with median homes at $318,000.

Moving & Relocation Resources

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