City Comparison

Athens vs Durham

Cost of Living Comparison · 2026

Athens

Georgia
88
Below Average
$307,000
Median Home
$1,200/mo
Median Rent
$56,700
Median Income

Durham

North Carolina
101
Average
$340,000
Median Home
$1,400/mo
Median Rent
$57,738
Median Income

The Verdict

12.9%

Living in Athens costs 12.9% less than Durham. To match the purchasing power of a $75,000 salary in Athens, you would need $86,080 in Durham.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
78
Athens
104
Durham
Groceries
101
Athens
100
Durham
Utilities
101
Athens
93
Durham
Transportation
96
Athens
100
Durham
Healthcare
97
Athens
108
Durham

Salary Equivalence

A $75,000 salary in Athens has the same purchasing power as $86,080 in Durham.

Conversely, $75,000 in Durham equals $65,347 in Athens.

Living in Athens vs Durham

Housing Costs

Athens's housing index of 78 is lower Durham's 104, translating to median home prices of $307,000 vs $340,000. The $33,000 difference in home prices means roughly $2,148 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Athens compared to $1,400/mo in Durham, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 101 in Athens and 100 in Durham. A household spending the national average of $475/month on groceries would pay approximately $480/month in Athens vs $475/month in Durham. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Athens and 93 in Durham. Monthly utility bills average approximately $404 in Athens vs $372 in Durham. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Athens and 108 in Durham. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,700 in Athens and $57,738 in Durham. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,432 and $57,166 respectively. Athens residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,323/month to housing in Athens vs $1,347/month in Durham. In Athens, median rent of $1,200/mo fits within this budget. In Durham, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 26 index points — focus your budget analysis there.

Frequently Asked Questions

Athens is 12.9% more affordable overall with an index of 88 vs 101.
A $75,000 salary in Athens has equivalent purchasing power to approximately $86,080 in Durham, based on the cost of living difference.
Athens's housing index is 78 with median homes at $307,000, while Durham's is 104 with median homes at $340,000.

Moving & Relocation Resources

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