⚖️ City Comparison

Athens vs Denver

Cost of Living Comparison · 2026 Data

Athens

Georgia
96
Average
$326,000
Median Home
$1,430/mo
Median Rent
$55,100
Median Income

Denver

Colorado
118
Expensive
$520,000
Median Home
$1,900/mo
Median Rent
$72,661
Median Income

💡 The Verdict

19% Cheaper

Athens is 19% cheaper than Denver overall. A $75,000 salary in Athens is equivalent to $92,188 in Denver.

Category-by-Category Breakdown

Index values for Athens (left) vs Denver (right). National average = 100.

Housing
102
Housing
152
Groceries
99
Groceries
102
Utilities
104
Utilities
94
Transportation
98
Transportation
103
Healthcare
101
Healthcare
104

Detailed Price Comparison

Estimated item-level prices in Athens versus Denver. Differences shown from Athens perspective.

ItemAthensDenverDifference
1-Bed Rent$1,060/mo$1,420/mo$-360.00
2-Bed Rent$1,430/mo$1,900/mo$-470.00
3-Bed Rent$1,920/mo$2,410/mo$-490.00
Bread (loaf)$2.63$3.06$-0.43
Milk (gallon)$3.90$4.03$-0.13
Eggs (dozen)$3.41$2.89+$0.52
Coffee (latte)$5.67$5.83$-0.16
Gas (gallon)$3.22$3.29$-0.07
Restaurant Meal$15.10$18.25$-3.15

💰 Salary Equivalence

A $75,000 salary in Athens has the same purchasing power as $92,188 in Denver.

Conversely, $75,000 in Denver equals $61,017 in Athens.

💼 Take-Home Pay Comparison

Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.

$53,512
Athens (Georgia)
$54,337
Denver (Colorado)

The $825 difference is driven by Georgia having a higher state income tax rate. Georgia details → · Colorado details →

⚙️ Customize Your Comparison

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96 vs 118

Reading These Numbers: Athens (96) vs Denver (118)

Athens at 96 is 4% below the US average, while Denver at 118 is 18% above average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.

In Athens, the composite index of 96 reflects a weighted calculation where housing carries the most influence at 102, followed by groceries (99), utilities (104), transportation (98), and healthcare (101). Costs are fairly balanced across categories.

For renters: With median rents of $1,430/mo in Athens and $1,900/mo in Denver, the annual rent difference is approximately $5,640.0. Over a 5-year period, that compounds to $28,200.0 in savings by choosing the more affordable city.

For homebuyers: The $194,000.0 difference in median home prices between Athens and Denver translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.

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Making Your Decision: Athens vs Denver

Choosing between Athens and Denver involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.

Long-term affordability in Athens versus Denver depends partly on cost trajectory. Cities experiencing rapid population growth tend to see costs rise faster than established metros where supply has caught up with demand. While our index captures current conditions, consider whether the city trending cheaper today might converge toward average over the next five to ten years as more people discover it. Our quarterly updates help track these shifts over time.