City Comparison

Athens vs Clarksville

Cost of Living Comparison · 2026

Athens

Georgia
88
Below Average
$307,000
Median Home
$1,200/mo
Median Rent
$56,700
Median Income

Clarksville

Tennessee
89
Below Average
$304,000
Median Home
$1,225/mo
Median Rent
$63,700
Median Income

The Verdict

1.1%

Athens is 1.1% less expensive than Clarksville overall. A household earning $75,000 in Athens would need approximately $75,852 in Clarksville to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
78
Athens
91
Clarksville
Groceries
101
Athens
100
Clarksville
Utilities
101
Athens
103
Clarksville
Transportation
96
Athens
91
Clarksville
Healthcare
97
Athens
93
Clarksville

Salary Equivalence

A $75,000 salary in Athens has the same purchasing power as $75,852 in Clarksville.

Conversely, $75,000 in Clarksville equals $74,157 in Athens.

Living in Athens vs Clarksville

Housing Costs

Athens's housing index of 78 is lower Clarksville's 91, translating to median home prices of $307,000 vs $304,000. The $3,000 difference in home prices means roughly $192 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Athens compared to $1,225/mo in Clarksville, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 101 in Athens and 100 in Clarksville. A household spending the national average of $475/month on groceries would pay approximately $480/month in Athens vs $475/month in Clarksville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Athens and 103 in Clarksville. Monthly utility bills average approximately $404 in Athens vs $412 in Clarksville. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Athens and 93 in Clarksville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,700 in Athens and $63,700 in Clarksville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,432 and $71,573 respectively. Clarksville residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,323/month to housing in Athens vs $1,486/month in Clarksville. In Athens, median rent of $1,200/mo fits within this budget. In Clarksville, median rent of $1,225/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 13 index points — focus your budget analysis there.

Frequently Asked Questions

Athens is 1.1% more affordable overall with an index of 88 vs 89.
A $75,000 salary in Athens has equivalent purchasing power to approximately $75,852 in Clarksville, based on the cost of living difference.
Athens's housing index is 78 with median homes at $307,000, while Clarksville's is 91 with median homes at $304,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases